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French Tax Bulletin Oct 2018
French Social Surcharges, CSGCSG, CRDS and and PS face new challenges - PUMA – 2019 Barème Barème
FRENCH TAX BULLETIN OCTOBER 2018
Is time running out for today’s pension opportunities
With the Brexit clock ticking, there are just a few months of expatriate living in Europe. If you have chosen to withdraw your pension options - before the rules potentially change.
Five questions to ask about your UK pension in France
We answer some of the key pension questions that may affect expatriates in France and outline how you can make the most of today’s opportunities.
Can you afford the cost of living longer?
By making the lifestyle choice to live in France you will want to make the most of what Southern Europe has to offer by enjoying the beautiful scenery and climate for as long as you possibly can.
French Taxes 2018
Income Tax Rates/Bands 2018
Exemption Thresholds
Income tax in France – 2017 vs 2018
Income tax and the 2018 reforms
General Data Protection Regulation (GDPR)
The General Data Protection Regulation (GDPR) 2016/679 is a regulation in
What expatriates can and can’t do with UK pensions in France
What are the current options for different UK pensions in France and how can expatriates find the most tax-efficient and beneficial approach?
Four things you need to know to protect your legacy in France
By understanding key aspects of French succession law and taxes, expatriates can ensure that chosen heirs are set to inherit their estate with minimum taxation.
It pays to think beyond residency when preparing for Brexit in France
While the Brexit countdown may be on to secure French residency, British expatriates wishing to live in France should not underestimate the importance of early tax and financial planning.
The clock is ticking to lock-in residency benefits in France post-Brexit
British expatriates in France should act now to secure residency and take advantage of healthcare and pension opportunities before Brexit changes the rules.
A new year resolution to review your financial planning for France
The New Year is a perfect time to review your financial planning for France. Is it up to date? There are various elements you should consider, from investments, to pensions, to tax and estate planning.
‘Brexit’ has potential to move exchange rates by huge margin
Commentary last year from our Foreign Currency Partners :
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Our Blog
Return of inflation in France: going into debt saves
In the midst of a purchasing power crisis, the real estate purchasing power in France’s ten largest cities has been on the rise for the past 10 years. In fact, in taking out a loan to acquire their housing, French buyers ultimately increase their wealth due to negative real rates. Currently, borrowing rates posted and used by banks remain stable at an all time low level of 1.55% over 20 years. The return of inflation (2%), however, is changing the game yet again, allowing households to earn money by going into debt.
For example, a household that now owes €200,000 at 1.55% over 20 years will have a monthly mortgage payment of €968. Assuming that inflation remains stable at 2.2% over the term of the loan, the monthly payment of €968 would only be worth €625 in real currency in 20 years, a decrease of 35%. All in all, the happy owners would have finally repaid only the equivalent of €188,000 at the end of their 20 year term, compared to €233,000 without inflation.
The real borrowing rates are therefore negative, at -0.7% !
We are able to offer exceptional mortgage deals via our dedicated mortgage broker in France
